Mortgage Reduction Assistance

One of the biggest challenges faced by potential homeowners is the ability to save up enough money for a down payment.


Buying your first home opens up a whole host of questions you might not have ever considered or thought you’d need answers to.


We offer home buying training courses always free, always open to the public. Each class is offered once a month at a convenient time.

Reverse Mortgage Counseling

A “self-financing” loan that does not require monthly mortgage payments, providing multiple ways to access home equity.

The Santa Fe Community Housing Trust is a non-profit community development organization that assists residents of northern New Mexico to gain access to affordable housing. We’re ready to partner with you as you make the biggest purchase of your life. Buying a home is a major life decision and it’s important to be educated on the process and all it entails. Over the years we’ve helped more than 1,500 people achieve the dream of homeownership by providing technical and financial assistance to low and moderate-income households, as well as building well designed, energy efficient affordable homes.We have helped more than 1,500 families buy their first home and it all starts with an application. With our help…your home