Upcoming Events

We are now offering our Homebuyer Training classes via Zoom. Please call 505.989.3960 to find out when our next meeting will be and put your name on the list. The meeting link will be emailed out to you prior to the training.

We will be at Feria Southside Mercado along with 30 more vendors on April 15, 2023, from 10am-2pm. Come and learn more about how we can help you own a home! This event will take place at Fraternal Order of Police, 3300 Calle Maria Luisa, Santa Fe, NM 87507

We will also be part of the 2023 Business Expo and Career Resource Fair. Join us and learn more about The Housing Trust! It will take place April 20th, from 9am-3pm at the Santa Fe Community Convention Center, 201 W Marcy St, Santa Fe, NM 87501


Reverse Mortgage Counseling

The Santa Fe Community Housing Trust provides HUD approved Home Equity Conversion Mortgage (HECM) counseling. If you are 62 years of age, a homeowner, and possess substantial equity in your home, this Federal Housing Administration (FHA) ‘reverse mortgage’ product may be a viable alternative to consider. This mortgage product can help you eliminate your mortgage payment, provide you a monthly income and/or line of credit, or provide funds for other financial goals. The HECM program provides multiple loan options and prospective borrowers may work with the counselor to obtain the information they need to make the best decision for themselves. 

For a senior who takes out a reverse mortgage, the home is the only collateral for the loan, which makes it a “self-financing” loan that does not require monthly mortgage payments. There are also multiple ways to tap into the home equity with a reverse mortgage, from creating a personal line of credit to setting up a direct monthly deposit for a period determined by the homeowner(s)—as long as they’re living in the home. To be eligible to apply for such a mortgage, at least one homeowner must be 62 years old. 


The total income that an owner can receive through HECM is calculated using a formula that includes the age of the homeowner(s), the interest rate, and the value of the home. The Santa Fe Community Housing Trust is the only organization to offer this much-needed service in Santa Fe and remains one of only two providers of HECM counseling in New Mexico. 

For more information about this program see the HUD website, or contact Ron Chavez at (505) 989-3960.