For each loan request that The Santa Fe Community Housing Trust receives, credit-worthiness and property values are not the only factors considered, which sets us apart as real estate values continue to rise. We also examine the impact the loan would have on sustaining homeownership for the borrower, and consider the neighborhood and broader impact the loan would have.
We develop programs to meet a wide variety of lending needs and employ a variety of funding sources. Preference is granted when possible to veterans, special needs households, larger families, displaced homemaker-headed households, or lower income applicants (those earning less than 80% of the median income).It’s time to make your goal a reality, and it’s time to do it with The Santa Fe Community Housing Trust.