Information needed for equal credit opportunity, fair housing, and other laws.
The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender’s compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may discriminate neither on the basis of this information, nor on whether you choose to provide it. If you provide the information, please give both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation or surname. If you do not wish to provide the information, please check the box below.
We work with you to make homeownership possible!
How Does it Work?
At a private meeting with Housing Trust counselor, we listen to what you desire in a home. You receive expert advice about your credit and finances, which we use to assess your buying power as well as qualification for financial assistance and discounted homes. You will leave this meeting your first three steps towards homeownership. From then out, your counselor will be there every step of the way, and we will be there to congratulate you when you close on your home!
To start, please bring COPIES of the following to your appointment:
- Your Last Three Paycheck stubs
- Copies of your income Tax Returns for the past Three Years - (form 1040 and W-2’s)
- Proof of your assets - last three bank statements for your savings and checking accounts, as well as proof of any other accounts/assets
Please bring $25.46 for an individual credit report / $50.92 for a joint credit report.
(Cash / Check – We do not have a credit card machine in the office.)
WHEN YOU HAVE YOUR PAPERWORK ASSEMBLED,
CALL 505-989-3960 TO SCHEDULE YOUR
WE CAN WORK WITH YOUR LENDER OR REALTOR!
The Housing Trust
1111 Agua Fria Street
Santa Fe, New Mexico 87501
Monday thru Friday
8:00 a.m.-5:00 p.m.
The mission of The Housing Trust is to promote community development. We do this by helping low- to moderate-income residents of northern New Mexico become economically self-sufficient by giving them access to capital, economic literacy and affordable housing.
P.O. Box 713
Santa Fe, New Mexico 87504